PERSONAL INFORMATION: COLLECTION, USE, AND DISCLOSURE STATEMENT (“PRIVACY STATEMENT”)
OUR PRIVACY COMMITMENT
5656 Estore Management Limited (together with all its brands including Naira To CAD and Benchmarked Naira thereof, the “Company") is committed to protecting your privacy and the confidentiality of your Personal Information.
Our commitment to protecting your privacy is set out in our Privacy Code, which can be retrieved from Nairatocad.com.
The Company informs customers of the existence, use and disclosure of their personal information upon request and gives them access to their information.
The Company ensures that customer information is accurate, complete and up-to-date. Customers can challenge the accuracy and completeness of the information and request amendments as appropriate. The Company shares information with other companies or their agents and authorized dealers, in order to offer customers products and services that they may find attractive. Notices on sharing information are contained in each company’s application forms, invoices and websites. If customers do not want to be marketed to with these products and services, they can easily unsubscribe at any time.
The Company is committed to protecting the Personal Information of our customers and has prepared this Privacy Statement to better serve you.
WHAT IS “PERSONAL INFORMATION”?
Personal Information is any information that identifies you as an individual but not limited to your name, address, date of birth, gender and personal references.
YOUR ACKNOWLEDGEMENT
Your request for or use of The Company products and services is your acknowledgment of the following:
COLLECTING YOUR PERSONAL INFORMATION
1. The Company will treat your Personal Information in accordance with applicable privacy legislation.
2. All Personal Information that you have provided to the Company is true, accurate, and complete. This applies to all Personal Information that you give in the future in connection with any application or agreement for products and services.
3. You agree to help keep the Personal Information held by the Company up-to-date through prompt notification of changes to your telephone number, address, email, or other Personal Information.
4. You consent to the Company, from time to time, collecting Personal Information about you. You acknowledge receipt of notice that the Company may collect your Personal Information from you as well as from any third party, including any other person, corporation, organization, society, or other entity from time to time.
USING AND DISCLOSING YOUR PERSONAL INFORMATION
5.
The Company may use your Personal
Information as follows:
a. To verify your identity;
b. To share it with credit-reporting agencies, mortgage insurers, and other financial institutions to verify your credit worthiness;
c. To disclose it to such parties as the Company is required or permitted to do so by law;
d. To assess your initial and ongoing eligibility for the Company products and services ;
e. For any purpose related to the provision of services you request from the Company;
f. To comply with legal and regulatory requirements. This may include but is not limited to FINTRAC reporting;
g. To transfer your Personal Information to a third party pursuant to an assignment or sale that is permitted by any agreement between you and the Company.
h. To service, monitor, or maintain your account, product, and services;
i. To understand your needs and to offer other products and services to meet those needs;
j. To report any account irregularities to any regulatory body.
OUT OF CANADA SERVICE PROVIDER POLICY
6. The Company may share your Personal Information with third parties or agents within or outside of Canada with whom we contract for the purposes of managing your relationship with us, and the products or services you request. As such, your Personal Information may be collected, used, or disclosed by such third parties or agents without your knowledge or consent where required or permitted by law.
MARKETING
7.
The Company may also use your Personal
Information for marketing purposes including:
(a) To assess your initial and ongoing eligibility for other products and
services of The Company;
(b) To promote the Company or third-party products and services;
(c) To give it to third parties so they can promote products and services of
The Company or the third parties;
(d) To give to third parties contracted with or for the Company so they can
promote additional products and services to you; and
WITHDRAWING CONSENT
8. You may request that the Company not use your Personal Information for marketing purposes at any time by emailing admin@nairatocad.com
RETENTION OF PERSONAL INFORMATION
9. If you are no longer a customer of the Company, The Company may keep your Personal Information in its records for as long as it is required for the described purposes and to meet any and all legal, legislative, and regulatory requirements.
AMENDMENT
10. The Company will review this Privacy Statement and our Privacy Code regularly to ensure that they continue to meet our obligations to you. The Company reserves the right from time to time to modify the Privacy Statement and Privacy Code. The Company will inform you of any changes as required by law.
COMPLAINTS AND YOUR PERSONAL INFORMATION
The Company has a complaint resolution process if you are concerned about the collection, use, and disclosure of your Personal Information. Please contact the Company by emailing admin@nairatocad.com.
KEEPING YOUR PERSONAL INFORMATION ACCURATE
We are committed to maintaining the accuracy of your Personal Information. To keep your Personal Information current and complete, we encourage you to notify us of any changes, including to your name, address, telephone, or email information. If upon review of your Personal Information you discover any inaccuracies, please contact the Company by emailing admin@nairatocad.com.
